Homeownership is the foundation on which intergenerational wealth is built.
The national housing crisis is driving low-wage workers into substandard rental and motel units farther and farther from jobs, family, basic amenities and the chance to buy a home of their own. Despite low- and moderate-income mortgage grants and subsidies, the cost of workforce housing is still beyond the reach of most service workers. REACH is attacking this crisis on two fronts:
Current Housing Programs
REACH saw an urgent need for workforce housing and quickly created a program that identifies affordable units already available and connects families with those units as they come available. This program offers assistance with the various application processes and
During COVID19 the REACH Projected focused on keeping families in their homes through emergency assistance programs and navigating the various government eviction programs.
REACH’s 7 Step Journey to Homeownership is a personalized framework where families have the opportunity to join a community of future homeowners. This cohort goes through a series of education series, workshops, and training modules to provide the tools and resources one needs to purchase their first home.
Step 1: Understanding the Basics
Step 2: Money Matters
Step 3: How Credit Works
Step 4: Homeowner Education – Neighborworks
Step 5: Finding the Right Lendor
Step 6: Choosing Your Home
Step 7: The Basics of Homeownership
Special thanks to our partners who have helped make our Homeownership program possible.
REACH 4 Home Villages
For those who need more time to establish credit worthiness and save for a down payment, REACH 4 Home Villages are small residential communities that offer workers a holistic approach to overcoming the multiple barriers that prevent families from escaping the grip of multigenerational poverty. The villages will include housing and community spaces designed to build individual capacity, nurture personal growth and development, offer lifelong learning, support financial self-sufficiency, and encourage participation in The REACH Journey to Homeownership.
The REACH 4 Home Villages Grand Vision
REACH 4 Home Villages will provide a high-quality affordable home in a community that fosters a transformational lifestyle and positively changes the trajectory of aspiring families for generations to come. Learn more about our strategies below.
Financial Counseling + Banking
Drugs & Alchohol Awareness
Safe Play Areas
Early Childhood Development Center
Nature Trails & Park Space
Business Start-Up Incubator
REACH Housing Consortium
The REACH Housing Consortium is a collaboration of industry, academia, and NGOs that develops and tests innovative housing and community plans that challenge the country’s traditional workforce housing market by exploring and testing cost-efficient designs, construction materials and methods, and eco-friendly technologies. The Consortium will pursue innovations and encourage and support partnerships between nonprofits and industry leaders until there are multiple viable solutions to the workforce housing crisis.
We’re Extending Our REACH
The REACH Program is currently looking at expanding to other university campuses throughout the United States. If you’re interested in learning more about how the REACH program can support your community, email us.